Santander Consumer Bank – a Magento module for instalment sales
- Magento
- eRaty
- API
- Magento Marketplace
The scope of the project
eRaty
Building a module that handles financing by instalment credit in online stores running on Magento.
PL + EN
Documentation for the module prepared in Polish and English.
API
Automatic checking of the status of a submitted credit application.
Magento Marketplace
Fitting the module to the requirements that apply to publication in the Magento Marketplace.
Technologies
Magento, API.
Instalment financing available inside the online store
Santander Consumer Bank came to Aurora Creation to build a solution that would make buying in instalments easier for the customers of e‑commerce stores.
The main goal was a module that extended the payment options of an online store with financing by instalment credit.
An important part of the solution was showing the instalment figure as early as possible while the customer was browsing products. The module was therefore to present it both on the product page and, later, in the cart.
The next part was letting the user submit a credit application and receive word of the decision on it.
The main areas of the eRaty module
- 01
Presenting the instalment figure
The instalment figure had to be available as early as the product page, and then in the cart as well.
- 02
Handling the credit application
The module had to let a user fill in and submit a credit application quickly, and receive word of the decision on it.
- 03
Checking the status automatically
The status of a submitted application had to be checked over an API, without the store's team having to track every application by hand.
- 04
Telling customers instalments are available
The module was given marketing features for showing customers that instalment purchases are possible, including clickable banners in the site's footer.
- 05
Magento Marketplace requirements
The solution had to be fitted to the requirements a module must meet to be published in the Magento Marketplace.
How the eRaty module was built
The work concentrated on a module that handles instalment financing in a Magento store, and on the functions the user and the store's team needed.
Let's discuss a Magento solution- 01
Building the eRaty module
A module for online stores running on Magento, extending payment options with financing by instalment credit.
- 02
The instalment figure before the purchase
The module was given functions that show the instalment figure on the product page and in the cart.
- 03
Handling the credit application
A place was built where a user can fill in and submit a credit application and receive word of the decision on it.
- 04
Checking the status automatically over an API
Once an order has been placed with eRaty as the payment method, the store periodically asks the Santander Consumer Bank servers for the application status. If the application is accepted or rejected, word of it reaches the store and changes the order status automatically.
- 05
Documentation and Magento Marketplace requirements
The scope of work also covered documentation for the module in Polish and English, and fitting the solution to the requirements of the Magento Marketplace.
The application status checked automatically over an API
The eRaty module was given a function that cuts the need to handle credit application statuses by hand.
The module uses an API to check the application status. Once an order has been placed with eRaty as the payment method, the store periodically asks the Santander Consumer Bank servers for that status.
Word of the application being accepted or rejected then reaches the store and changes the order status automatically. The store's team does not have to run that process by hand.
The two sides of the exchange
- A Magento store with the eRaty moduleThe central element: the online store where the module runs, and where the order status changes.
- The Santander Consumer Bank serversChecking the application status over an API and passing word of its acceptance or rejection back to the store.
The exchange in four steps
- 01The customer places an order with eRaty as the payment method.
- 02The store periodically asks the Santander Consumer Bank servers for the application status.
- 03Word of the application being accepted or rejected reaches the store.
- 04The order status changes automatically.
What the eRaty module handles
The instalment figure on the product page
The module shows the instalment figure as early as the product page, so word of the financing can appear while the customer is still browsing the offer.
The instalment figure in the cart
The instalment figure is presented in the cart as well, once the buyer knows the full value of the order.
Filling in and submitting a credit application
The module lets a user fill in and submit a credit application and receive word of the decision on it.
The order status updated automatically
The application status is checked over an API. Word of its acceptance or rejection reaches the store and changes the order status automatically.
See the exchange in four stepsClickable banners in the store's footer
The module's marketing features let Santander Consumer Bank place clickable banners in the site's footer.
The mobile view of the calculator
The online instalment calculator has a mobile variant too: the financing proposals stack into one column and the number of instalments is picked from a list.
An eRaty module carrying the instalment financing process in a Magento store
The result of the work was the eRaty module for online stores running on Magento. It presents the instalment figure, lets a user fill in and submit a credit application, checks its status automatically over an API, and provides marketing features.
- eRaty
- The module extends a store's payment options with financing by instalment credit.
- API
- The status of a submitted application is checked automatically, with no need for the store's team to track it by hand.
- Magento Marketplace
- The module was fitted to the requirements that apply to publishing a solution in the Magento Marketplace.
- PL + EN
- Documentation for the module was written in Polish and English.
The module was also fitted to the requirements of the Magento Marketplace, and its documentation was prepared in Polish and English.
“A ready-made integration of the eRaty instalment product”
Dzięki współpracy Santander Consumer Bank z Aurora Creation każda firma na silniku Magento ma gotowe rozwiązanie integracji produktu ratalnego eRaty.See our other references
What this project brings to similar Magento solutions
- 01Let's discuss a Magento module
Bespoke Magento modules
The project shows a module that extended a Magento store's payment options with financing by instalment credit.
- 02Let's discuss a Magento integration
Magento features built on an outside API
In this project an API was used to check the application status automatically and to update the order status in the store.
- 03Let's discuss a Magento solution
Modules prepared for the Magento Marketplace
The scope covered fitting the module to the requirements of the Magento Marketplace and preparing documentation in Polish and English.
Frequent questions about the eRaty module
The essentials of the eRaty module built for Santander Consumer Bank.
Let's discuss a Magento moduleThe eRaty module for online stores running on Magento. It extends a store's payment options with financing by instalment credit.
The instalment figure is presented on the product page and in the cart.
Yes. The user can fill in and submit a credit application and receive word of the decision on it.
Once an order has been placed with eRaty as the payment method, the store periodically asks the Santander Consumer Bank servers for the application status over an API. Once word of its acceptance or rejection arrives, the order status is changed automatically.
The module lets Santander Consumer Bank place clickable banners in the site's footer and tell customers that buying in instalments is possible.
Yes. Fitting it to the requirements of the Magento Marketplace was part of the scope of work, and documentation for the module was prepared in Polish and English. We describe work of this kind under our Magento 2 services.
See our other projects
Two projects of a similar shape: the other module that makes financing available in partners' stores, and the Magento 2 store where our instalment module runs.
ModuleThe iPłatności module
A financing service packaged as a module for partner stores: iRaty and iLeasing as independent options, nine button variants, widgets, a CMS page and documentation.
See the iPłatności case study
ImplementationGoetze
The store of a Polish bicycle brand where our Santander instalment module still runs, alongside Multistore, a data migration and a BaseLinker integration.
See the Goetze case study
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